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Investment Planning

Your financial plan coupled with your objectives, attitude towards investment risk and capacity for loss, will determine how your investment portfolio is constructed. The Positive Wealth Creation Ltd approach is to determine your ideal overall asset allocation and then to construct the portfolio.

Brinson, Singer & Beebower’s 1991 research into determinants of portfolio performance found that over 90% of variation in fund returns comes from asset allocation. This excludes market timing and stock selection. This was reinforced by Ron Sandler’s 2002 report into long-term savings, which states: “asset allocation choice is the critical element in determining long-run investment performance.”

This means that all of our investment portfolios are bespoke. Whilst we spend considerable research time centrally and for individual clients to have common building blocks for most portfolios, we offer neither 'model portfolios' nor take investment decisions on your behalf. We want you to understand how and where your money is invested to meet your goals, and to have the final decision about implementation and changes.

Office location

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Positive Wealth Creation Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 481182 http://www.fca.org.uk/register.

Positive Wealth Creation Ltd Registered Address: 55 Victoria Street, Burnham on Sea, TA8 1AW. Registered in England & Wales, No. 4802683.

Neither Positive Wealth Creation Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

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The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

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